Collabot Finance

About us

With access to a lender panel of 155+ Lenders, we will find the Development finance deal, Bridging Loan, Commercial Mortgage, or Residential Mortgage for you providing a tailored, personal approach that will give you the confidence that we are sourcing the most appropriate and cost-effective option available.

Our commitment to you does not end there as we will assist you in providing guaranteed exits for your development through a sales guarantee, or forward purchases through our investor network as well as insurance such as General Insurance, Life Cover, and Critical illness from a range of providers, and additional services such as conveyancing, wills, and more. By delivering excellent service, we hope that you will become a “client for life” for whom we will offer ongoing reviews. Of course, you are most welcome to contact us even when a review is not scheduled.

We are Members of the Financial and Intermediary and Broker Association (FIBA), as well as being authorized and regulated by the FCA.

Development Finance

Helping you to get your designs off the ground

Property development, when done right, can yield great profits. An experienced developer has an eye for spotting properties with enormous potential. However, many development projects stay on shelves for the want of funding. Recently there has been a number of specialist lenders expand their product offering to include Development loans / Finance, which means that there is greater competitiveness within this market.

Development Finance is not just a financing tool – it’s an indispensable support for many developers. Therefore, it becomes essential to understand why developers, investors, and landowners need Development Finance,

• Finance enables you to take on larger projects than you would otherwise be in a financial position to consider, increasing your potential profits
• Avoids tying up a substantial proportion of your cash until the project is sold.
• By utilizing development finance, you may be able to undertake multiple projects simultaneously or avoid having to wait until an existing project is sold, or is fully sold, before commencing your next development. Using finance can help avoid missing out on your next project or other potentially great opportunities.
• Your actual return on investment rate (ROI) will be greater if you are putting in less capital. Although you will have the cost of the financing to pay from your profits, the actual rate of return on the amount that you have personally invested will be higher.

Whatever your needs, Collabot finance will be able to help you to secure funding, reduce your risks for your particular circumstances. Contact us to discuss your needs

Business & Commercial Finance

Looking for Finance to grow or buy premises?

A wide range of commercial and business finances are available whether you need unsecured finance to grow your business or need a commercial mortgage on a commercial property.

A commercial loan is a loan for a business rather than an individual. The business can be a sole trader business or a limited company. Some loans are available by being secured against a property asset, such as a warehouse, office, or shop. Other assets such as machinery or equipment can be used as security.

If you do not have any commercial security, you may qualify instead for an unsecured business loan. Instead of property or asset security, you would instead be asked to offer a personal guarantee for the money.

A bridge loan is where you require a loan on a property for a shorter term, say 12 months. Bridges are used for both commercial and residential property and may be used in circumstances where the property needs refurbishment or needs to be purchased quickly. Development finance is a type of bridging finance used where a property is being developed or built from scratch.

Whatever your needs, Collabot finance will be able to help you to secure funding for your particular circumstances. Contact us to discuss your needs.

Residential Mortgages

Looking to (re)finance your property or build an investment portfolio

A wide range of residential mortgages is available whether you are a first-time buyer, home mover, someone who just needs to re-mortgage, help your children to get on the property ladder, or if you want to invest in residential properties to have an alternative income stream.

A residential mortgage is a loan taken out to buy property or land that you intend to live in. A buy-2-let mortgage is a loan taken out to buy a property that you intend to let out. A HMO property is where a property is let out to multiple households, and a MUFB is a property that has self-contained flats that are let out. Most mortgages run for 25 years but the term can be shorter or longer. The loan is ‘secured’ against the value of your home until it’s paid off and can be based on Repayment (Capital & Interest) or Interest only.  

We can work with developers and sales agents to provide finance to end consumers by providing advice on regulated mortgages. This means that Developers can not only obtain development finance but also help their buyers secure funding for their purchases.

If you can’t keep up your repayments the lender can repossess (take back) your home and sell it so they get their money back.