Funding 365 is valued by our clients for our honest, highly-competitive products, friendly service and unparalleled processing speed.
We provide transparent bridging and development loans for residential investment and commercial properties across England and Wales.
PRICING
Our principal-led funding model coupled with our large institutional funding lines allows us to provide some of the lowest interest rates in the unregulated property finance market.
What's more, we refuse to add those unexpected fees that bump up the advertised price, such as admin fees, title insurance fees or early redemption charges. We also believe that it's only fair to rebate interest on a daily basis when a loan is paid back early.
SERVICE
We believe in transparency and treating the customer fairly.
We prioritise delivering outstanding service for our clients and this is demonstrated by our 100% 5 star Google and Trustpilot reviews.
We look at every enquiry on a case-by-case basis and provide bespoke solutions which are tailored to each client's exact requirements and circumstances.
We encourage property professionals and brokers to speak directly to our friendly, decision-making underwriters who aim to send out credit-backed terms within just 1 hour. These underwriters also handle each case all the way through to completion (and beyond) for a swift and seamless experience.
PRODUCTS
Our unregulated Residential Bridge (from 0.69% per month) product delivers loans up to £5 million and permits multiple uses including auction finance, development exit and borrower-funded refurbishment.
Our specialist Northern Ireland Bridge product delivers interest rates from 0.84% per month up to 65% LTV for unregulated bridging loans between £100,000 and £2 million.
Our Light Refurbishment (also from 0.69% per month) product provides up to £5 million and is designed to fund works up to 40% of the day one value, including refurbishments, extensions and conversions.
Our Heavy Refurbishment (from 0.89% per month) product delivers funds up to 150% of the day one value, up to 75% LTV day one plus up to 100% cost of works in arrears, up to 65% LTGDV.
Our new ground up Development product provides up to £1.5million and is specifically designed for smaller development projects in urban areas. This product delivers up to 70% LTV day one plus up to 100% cost of works in arrears, up to 65% LTGDV and 85% loan to cost ratio.
All of our products can be compared on our website and all of our terms, rates and fees are clearly explained in our simple Terms document before a loan goes ahead.
