Funding 365 is valued by our clients for our honest, highly-competitive products, friendly service and unparalleled processing speed.
We provide 3 to 24 month bridging and development loans for residential investment and commercial properties across England and Wales.
PRICING
Our principal-led funding model coupled with our large institutional funding lines allows us to provide some of the lowest interest rates in the unregulated property finance market.
What's more, unlike many of our competitors, we refuse to add the unexpected fees that bump up the advertised price, such as admin fees, title insurance fees or early redemption charges. We also believe that it's only fair to rebate interest on a daily basis when a loan is paid back early.
SERVICE
We believe in transparency and treating the customer fairly.
We prioritise delivering outstanding service for our clients and this is demonstrated by our 100% 5 star Google reviews.
We look at every enquiry on a case-by-case basis and provide bespoke solutions which are tailored to each client's exact requirements and circumstances.
We encourage property professionals and brokers to speak directly to our friendly, decision-making underwriters who aim to send out credit-backed terms within just 1 hour. These underwriters also handle each case all the way through to completion (and beyond) for a swift and seamless experience.
PRODUCTS
Our unregulated Residential Bridge (from 0.584% per month) and Commercial Bridge (from 0.94% per month) products provide up to £10million and permit multiple uses, including auction finance and refurbishment.
Our Light Development (from 0.84% per month) product provides up to £5million and is designed for heavier refurbishments, extensions, conversions and finish & exit uses. It delivers up to 75% LTV day one plus up to 100% cost of works in arrears, up to 70% LTGDV.
Our new ground up Development product provides up to £1.5million and is specifically designed for smaller development projects in urban areas. This product delivers up to 75% LTV day one plus up to 100% cost of works in arrears, up to 70% LTGDV and 85% loan to cost ratio.
Our Bridging and Light Development products can be compared on our website (please call our underwriters for more information on our new Development product) and all of our terms, rates and fees are clearly explained in our simple Terms document before a loan goes ahead.
